Our Services
At L&K Consulting Firm, we offer a range of services designed to help clients improve their financial standing and creditworthiness. Our key services include:
Credit Repair: We assist clients in improving their credit scores by disputing inaccurate or outdated information on credit reports using Metro 2 compliance strategies.
Credit Counseling: We provide personalized financial advice to help clients manage debt, create budgets, and develop strategies for maintaining long-term financial health.
Debt Settlement Assistance: We negotiate with creditors on behalf of clients to reduce outstanding debts, offering a pathway to financial freedom.
Financial Education: We empower clients with tools and resources to understand credit, debt management, and how to build and maintain a strong financial foundation.
Identity Theft Protection and Resolution: We offer identity theft protection services and work to resolve issues related to fraudulent activity on credit reports.
Our goal is to provide clients with a comprehensive approach to improving their financial lives.
Basic Service
This package is ideal for clients with minor credit issues and includes essential services.
Price Range: $79 - $99 per month
Services Included:
Credit Report Analysis (1 credit bureau)
Dispute Letters for Negative Items (up to 5 items per month)
Debt Validation Letters
Monthly Progress Report
Credit Education Resources
Email Support
Target Client: Clients with limited negative items on their report and minor credit issues..
Intermediate Service
This package offers more comprehensive services and is suited for clients with moderate credit issues.
Price Range: $100 - $150 per month or a flat fee of $500 - $1,000
Services Included:
Credit Report Analysis (All 3 major credit bureaus)
Dispute Letters for Negative Items (up to 10 items per month)
Debt Validation and Creditor Communication
Assistance with Hard Inquiries Removal
Credit Score Tracking and Updates
Customized Credit Improvement Plan
Monthly Coaching Calls (30 min - 1 hour)
Budgeting and Financial Planning Tools
Priority Email and Phone Support
Target Client: Clients with several negative items, such as late payments, collections, or charge-offs, and those looking to actively rebuild their credit.
Premium Service
This package is for clients with more complex credit repair needs or who want a faster, hands-on approach.
Price Range: $150 - $199 per month or a flat fee of $1,500 - $2,000
Services Included:
Comprehensive Credit Report Analysis and Review (All 3 major credit bureaus)
Unlimited Disputes for Negative Items (up to 15 items per month)
Advanced Disputes for Bankruptcy, Foreclosures, Judgments, etc.
Hard Inquiry Removal Assistance
Debt Negotiation and Settlement Support
Identity Theft Resolution (if applicable)
Customized Credit Improvement and Debt Management Plan
Credit Score Optimization Techniques
Personal Financial Coaching (bi-weekly calls)
Credit Monitoring Tools (included)
Priority Phone, Email, and Text Support
Target Client: Clients with significant credit issues like bankruptcies, judgments, or foreclosures who need more advanced assistance and want a personalized, high-touch service experience.
